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Insurance of any form is rarely a compelling value proposition for consumers. Take, for example, life insurance. Life insurance is the one product that people buy that they hope to never have to use. From the insurer’s perspective, it’s a safe bet: you don’t want to die, and you’ll do whatever you need to in [...]

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The recent subprime mortgage meltdown and subsequent meltdown of a Bear Stearns hedge fund that invested heavily in subprime mortgage securities has caused quite a bit of heartache in global capital markets, leaving all three major broad market indexes in the U.S. down for the month of July. Usually, the markets close up on [...]

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South Carolina’s Republican Senator Lindsey Graham said Tuesday, August 7, 2007, he will introduce legislation to replace all paper Social Security cards with plastic biometric cards that “can’t be duplicated”, so employers can be certain of the legal status of their workers. Because of course, businesses that hire illegals would be absolutely shocked to [...]

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iPhone Fever Ferments iTunes Feelings
Came home a moment ago. Been thinking about all the hype about iPhones I’ve heard this week. Loaded up Firefox, checked my email. There was some laundry in queue after the email, but for some reason I interrupted that to put on music. Remembering that the Internet radio broadcast protest happened [...]

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My credit management strategy is crazy to some. I’ve heard more than one person tell me I was making things hard on myself. However, if I didn’t perceive value in my method of financial management, I wouldn’t do it, nor would I recommend it to others – and when you get a great deal, you want to share it with others. Decide for yourself after considering the pitch below, keeping in mind that this site is not affiliated with any of the banks or creditors mentioned here. This article explains cash management techniques to optimize the benefits of floating, idle cash.

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