My credit management strategy is crazy to some. I’ve heard more than one person tell me I was making things hard on myself. However, if I didn’t perceive value in my method of financial management, I wouldn’t do it, nor would I recommend it to others â€“ and when you get a great deal, you want to share it with others. Decide for yourself after considering the pitch below, keeping in mind that this site is not affiliated with any of the banks or creditors mentioned here. This article explains cash management techniques to optimize the benefits of floating, idle cash.